Terms and Conditions for wavavi

Welcome to wavavi. These Terms and Conditions govern your use of our financial literacy training services and our online platform. By accessing or using our services, you agree to comply with and be bound by these terms. If you do not agree with any part of these terms, please do not use our services.

1. Acceptance of Terms

By accessing and using wavavi's services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. These terms apply to all visitors, users, and others who access or use our service.

2. Services Provided

wavavi provides financial literacy training through various formats, including online courses, workshops, and individual consultations. Our goal is to empower individuals with the knowledge and tools for better financial decision-making, offering clarity and order in personal finance. While we strive for accuracy, the information provided is for educational purposes only and should not be considered financial advice. We are not a registered financial advisor.

3. User Obligations

4. Intellectual Property

All content on our site, including text, graphics, logos, images (such as the man studying charts, documents, or talking with a consultant against a bright office background with a laptop, notepad, and cup of coffee), audio, video, and software, is the property of wavavi or its content suppliers and is protected by Canadian and international intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our platform without our prior written consent.

5. Limitation of Liability

To the fullest extent permitted by applicable law, wavavi, its affiliates, directors, employees, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the service; (ii) any conduct or content of any third party on the service; (iii) any content obtained from the service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

6. Indemnification

You agree to defend, indemnify, and hold harmless wavavi and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the service, by you or any person using your account and password; b) a breach of these Terms, or c) content posted on the service.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

wavavi Financial Literacy Training

[Relevant Physical Address in Canada]